Clydesdale and Yorkshire Banking Group launches Apple Pay

Group says its the latest innovation in the banks’ bid to enhance customer experience 

Customers of Clydesdale, Yorkshire and B banks who use an Apple device will now be able to use Apple Pay to complete their online transactions.
CYBG (Clydesdale and Yorkshire Banking Group) has become the latest to introduce Apple Pay, which it says will transform mobile payments by offering an easy, secure and private way to pay.
It says the introduction of Apple Pay is the banks’ latest endeavour to meet changing customer needs and will complement ‘B’, its new digital banking service which launched earlier this year.
The move follows much debate recently around the Government’s proposed Open Banking Programme, which will give apps such as Facebook access to our financial information.
But CYBG says security and privacy are at the core of Apple Pay.
According to the Group, when customers add a credit or debit card to Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on the device.
Helen Page, chief marketing officer at CYBG, said: “Making Apple Pay available to our customers across Clydesdale Bank, Yorkshire Bank and B is the latest initiative in our omni-channel strategy across the business, which is centred on using digitisation to deliver better, sustainable services for customers and an enhanced customer experience.”
In stores, Apple Pay works with iPhone 6s, iPhone 6s Plus. iPhone 6, iPhone 6 Plus, iPhone SE and Apple Watch (paired with iPhone 5 or above).
CYBG says online shopping in apps accepting Apple Pay is as simple as the touch of a finger with Touch ID, so there’s no need to manually fill out lengthy account forms or repeatedly type in shipping and billing information.
When paying for goods and services within apps, Apple Pay is compatible with iPhone SE, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPad Air 2, iPad mini 3, iPad mini 4 and iPad Pro.
Read the Competition and Markets Authority’s recommendations on Open Banking
Listen to the BBC Radio 2 debate on Open Banking 
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